In our continuing effort to provide value and meet the needs of our membership, we have partnered with The CIP Group, a Cambridge based Insurance and financial services firm with over 1000 business clients, to offer quality insurance programs designed specifically to meet the needs of the small business owner.
Programs available for businesses with as few as 1 person include:
| Health Insurance - Group Health insurance programs for the business owner and employees from Tufts Health Plan, Harvard Pilgrim Health Care, Neighborhood Health, Fallon Community Health Plan, Blue Cross Blue Shield and others. | HR Services – Policies & Procedures, Employee Handbooks, HR forms, IRC Section 125 Premium Conversion Documents, COBRA Documents, and more |
| Retirement Plans – Low cost Qualified Retirement vehicles designed to help small business owner’s shelter a greater portion of their income from taxation. Learn more about Solo 401 (k) plans, Simple Plans, SEP, IRA, Profit Sharing, Money Purchase and defined benefit plans. | Other Insurance – Dental, Life, Disability, and Long Term Care insurance plans for estate planning, business overhead protection, income protection, Buy-Sell programs, and structured settlements. |
By taking a Business Owner focused approach and leveraging the buying power of the Membership Organization, The CIP Group has been able to negotiate coverage availability and discounts not typically available to small business owners including:
*No additional administrator fees for Group Health Insurance programs from CIGNA HealthCare, Fallon Community Health Plan, Harvard Pilgrim Health Care, Neighborhood Health Plan, and Tufts Health Plan.
*10% premium discount on Long Term Care Insurance.
*10% premium discount on Disability Insurance
*"Group benefits" available to 1 enrollee
*Significant HR Service discounts